Amerine Quote Comparison

Premier Package
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Home Option 1
Dwelling: $860,000
RC Type -Extended Replacement Cost: 100%

Other Structures: $86,000

Personal Property: $430,000

Additional Living Expenses: $172,000

Personal Liability: $500,000

Matching Undamaged Siding/ Roofing/Windows: $20,000

Water and Sewer Backup: 100% of Coverage A

Water Seepage: $50,000

Service Line: Included

Cyber Protection: $25,000

Earthquake: Included

Deductible: $1,500
Annual Premium: $2,633
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Option 1: Premier
Vehicles insured:
2023 Acura MDX
2016 Lexus RX 350

Liability: $250,000 per person /$500,000 per accident
Property Damage- $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500/ Full Glass

Rental Reimbursement: $50/30 Days

Premier Endorsement
Annual Paid in Full $1,671
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Umbrella Option 1
$1 Million Excess Liability

$1 Million Uninsured Motorist Coverage
Annual premium $445
vs.
Premier Package
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Home Option 2
Dwelling: $860,000
RC Type -Extended Replacement Cost: 100%

Other Structures: $86,000

Personal Property: $430,000

Additional Living Expenses: $172,000

Personal Liability: $500,000

Matching Undamaged Siding/ Roofing/Windows: $20,000

Water and Sewer Backup: 100% of Coverage A

Water Seepage: $25,000

Service Line: Included

Cyber Protection: Not Included

Earthquake: Not Included

Deductible: $2,500
Annual Premium: $2,139
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Option 2: Superior
Vehicles insured:
2023 Acura MDX
2016 Lexus RX 350

Liability: $250,000 per person /$500,000 per accident
Property Damage- $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500/ Full Glass

Rental Reimbursement: $50/30 Days

Superior Endorsement
Annual Paid in Full $1,611
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$1 Million Excess Liability



Annual Premium $275
vs.
Optimum Package
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Home Option 3
Dwelling: $860,000
RC Type -Extended Replacement Cost: 50%

Other Structures: $43,000

Personal Property: $430,000

Additional Living Expenses: $172,000

Personal Liability: $500,000

Matching Undamaged Siding/ Roofing/Windows: $20,000

Water and Sewer Backup: $25,000

Water Seepage: $25,000

Service Line: Included

Cyber Protection: Not Included

Earthquake: Not Included

Deductible: $5,000
Annual Premium: $1,860
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Option 3: Enhanced
Vehicles insured:
2023 Acura MDX
2016 Lexus RX 350

Liability: $250,000 per person /$500,000 per accident
Property Damage- $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500/ Full Glass

Rental Reimbursement: $50/30 Days

Enhance Endorsement
Annual Paid in Full $1,567
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★★★★★
Mix and match any options to create your own bundle!
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