Amrit Thapa Quote Comparison

Option 1
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Home Insurance Option 1
Dwelling: $227,500
RC Type - Guaranteed Replacement Cost
Contract Type - Open Peril

Other Structures: $45,500

Personal Property: $156,000
Contract Type - Open Peril

Loss of Use: Actual Loss Sustained up to 24 Months

Personal Liability: $500,000

Water & Sewer Back Up: $10,000

Sinkhole: Included

Service Line: $10,000

Deductible: $1,000
Annual Premium: $811
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Auto Insurance Option 1
Vehicles Insured:
17 Honda Accord

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

Rate Protection
Annual Premium: $1,254
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Umbrella Insurance Option 1
Liability Limit: $1mil per occurrence

Protects your assets, income, and family from claims of liability

Requires Liability Limits Shown in Auto Option 1
Annual Premium: $95
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Life Insurance Option 1
$500,000 Benefit

20 Year Term

No Labs/Medical Exam
Monthly Premium: $55
vs.
Option 2
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Home Insurance Option 2
Dwelling: $227,500
RC Type - Guaranteed Replacement Cost
Contract Type - Open Peril

Other Structures: $45,500

Personal Property: $156,000
Contract Type - Open Peril

Loss of Use: Actual Loss Sustained up to 12 Months

Personal Liability: $500,000

Water & Sewer Back Up: None

Sinkhole: Included

Service Line: None

Deductible: $1,000
Annual Premium: $715
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Auto Insurance Option 2
Vehicles Insured:
17 Honda Accord

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

Rate Protection
Annual Premium: $1,145
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Life Insurance Option 2
$250,000 Benefit

20 Year Term

No Labs/Medical Exam
Monthly Premium: $30
vs.
Option 3
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Home Insurance Option 3
Dwelling: $227,500
RC Type - Guaranteed Replacement Cost
Contract Type - Open Peril

Other Structures: $45,500

Personal Property: $156,000
Contract Type - Named Peril

Loss of Use: Actual Loss Sustained up to 12 Months

Personal Liability: $500,000

Water & Sewer Back Up: None

Sinkhole: Included

Service Line: None

Deductible: $2,000
Annual Premium: $604
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Auto Insurance Option 3
Vehicles Insured:
17 Honda Accord

Liability: $100,000 per person /$300,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $100,000 per person /$300,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

Rate Protection
Annual Premium: $1,138
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Life Insurance Option 3
$100,000 Benefit

20 Year Term

No Labs/Medical Exam
Monthly Premium: $15
★★★★★
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