Duncan Quote Comparison

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Home Insurance Option 1
Open Peril HO5 Form
Dwelling: $500,000
RC Type -Guaranteed Replacement Cost

Blanket Personal Property and Other Structures Limit: $1,000,000

Loss of Use: Actual Loss Sustained; Unlimited

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $10,000

Special Personal Property (Guns): $5,000

Deductible: $1,000
Annual Premium: $1,391
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Auto Insurance Option 1
Vehicles Insured:
2015 Kia Sedona
2007 Nissan Frontier

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Included for Kia
Monthly Premium: $159
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Umbrella Option 1:
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $276
vs.
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Home Insurance Option 2
Open Peril HO5 Form
Dwelling: $500,000
RC Type -Guaranteed Replacement Cost

Blanket Personal Property and Other Structures Limit: $1,000,000

Loss of Use: Actual Loss Sustained; Unlimited

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $10,000

Special Personal Property (Guns): $5,000

Deductible: $2,500
Annual Premium: $1,223
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Auto Insurance Option 2
Vehicles Insured:
2015 Kia Sedona
2007 Nissan Frontier

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included

No OEM Parts
Monthly Premium: $154
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Home Insurance Option 3
Open Peril HO5 Form
Dwelling: $500,000
RC Type -Guaranteed Replacement Cost

Blanket Personal Property and Other Structures Limit: $1,000,000

Loss of Use: $375,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: None

Special Personal Property (Guns): $5,000

Deductible: $2,500
Annual Premium: $1,037
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Auto Insurance Option 3
Vehicles Insured:
2015 Kia Sedona
2007 Nissan Frontier

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included

No OEM Parts
Monthly Premium: $146
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★★★★★
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