Erlandsen Quote Comparison

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Home Insurance Option 1
Open Peril Coverage
Dwelling: $295,000
RC Type -Guaranteed Replacement Cost

Other Structures: $29,500

Personal Property: $221,250

Loss of Use: $88,500

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $15,000

Deductible: Deductible: $1,000 All Other Perils/ $2,500 Wind and Hail
Annual Premium: $2,132
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Auto Insurance Option 1
Vehicles Insured:
2018 Hyundai Santa Fe
2013 Honda CR-V

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $191 (Pay in Full: $1,845/year)
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Umbrella Option 1:
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $256
vs.
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Home Insurance Option 2
Open Peril Coverage
Dwelling: $295,000
RC Type -Guaranteed Replacement Cost

Other Structures: $29,500

Personal Property: $221,250

Loss of Use: $88,500

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $15,000

Deductible: $2,500
Annual Premium: $1956
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Auto Insurance Option 2
Vehicles Insured:
2018 Hyundai Santa Fe
2013 Honda CR-V

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $500 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $186 (Pay in Full: $1,795/year)
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Home Insurance Option 3
Open Peril Coverage
Dwelling: $295,000
RC Type -Extended Replacement Cost: 125%

Other Structures: $29,500

Personal Property: $221,250

Loss of Use: $88,500

Personal Liability: $500,000

Sinkhole: None

Water and Sewer Backup: None

Service Line: None

Deductible: $2,500
Annual Premium: $1,765
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Auto Insurance Option 3
Vehicles Insured:
2018 Hyundai Santa Fe
2013 Honda CR-V

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $177 (Pay in Full: $1,715/year)
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★★★★★
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