Higgins Quote Comparison

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Home Insurance Option 1
Dwelling: $364,603
RC Type - Extended Replacement Cost- 200%

Other Structures: Blanketed in Policy

Personal Property: Blanketed in Policy

Loss of Use: Unlimited/No Time Limit

Personal Liability: $500,000

Service Line: $10,000

Water and Sewer Backup: Included

Deductible: $1,000
Annual Premium: $1,225
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Auto Insurance Option 1
Vehicles Insured:
2019 RAM TRUCKS 3500

Liability: $250,000 per person /$500,000 per accident
Property Damage- $250,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/ glass

Roadside Assistance: Included
Monthly Premium: $206 ($2,474)
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Umbrella Option 1
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability

*Umbrella can only be bundled with underlying
.
Annual Premium: $165
vs.
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Home Insurance Option 2
Dwelling: $364,603
RC Type - Extended Replacement Cost- 200%

Other Structures: Blanketed in Policy

Personal Property: Blanketed in Policy

Loss of Use: Unlimited/No Time Limit

Personal Liability: $500,000

Service Line: $10,000

Water and Sewer Backup: Included

Deductible: $2,500
Annual Premium: $1,067
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Auto Insurance Option 2
Vehicles Insured:
2019 RAM TRUCKS 3500

Liability: $250,000 per person /$500,000 per accident
Property Damage- $250,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1,000

Comprehensive Deductible: $1,000 w/ glass

Roadside Assistance: Included
Monthly Premium: $185 ($2,221)
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Umbrella Option 2
Liability Limit: $1 Million

Uninsured/Underinsured: $1 Million


*Umbrella can only be bundled with underlying 250/500 Limits
Annual Premium: $301
vs.
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Home Insurance Option 3
Dwelling: $364,603
RC Type - Extended Replacement Cost- 200%

Other Structures: Blanketed in Policy

Personal Property: Blanketed in Policy

Loss of Use: Unlimited/No Time Limit

Personal Liability: $500,000

Service Line: $10,000

Water and Sewer Backup: Included

Deductible: $5,000
Annual Premium: $957
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★★★★★
Mix and match any options to create your own bundle!
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