Hughes Insurance Comparison

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Home Option 1: $1,530
Dwelling: $411,114
.
Guaranteed Replacement Cost
.
Private Structures: $102,779
.
Personal Property: $308,000
.
Replacement Cost on Personal Property
.
Loss of Use: Actual Loss Sustained with Time Limit
.
Liability: $500,000
.
Medical Payments: $5,000
.
Backup of Sewer and Drains: $10,000
.
Deductible: $2,500
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Auto Option 1: $2,900
Bodily Injury Liability: $100,000/$300,000
.
Property Damage Liability: $100,000
.
Uninsured Motorist Bodily Injury: $100,000/$300,000
.
Uninsured Motorist Property Damage: $100,000
.
Comprehensive Deductible: $500
.
Collision Deductible: $500
.
Rental Car Expense: $40 a day up to $1,200
.
Towing: $75
.
Both vehicles Full Coverage
vs.
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Home Option 2: $1543
Dwelling: $411,114
.
Guaranteed Replacement Cost
.
Private Structures: $102,779
.
Personal Property: $308,000
.
Replacement Cost on Personal Property
.
Loss of Use: Actual Loss Sustained with Time Limit
.
Liability: $500,000
.
Medical Payments: $5,000
.
Backup of Sewer and Drains: $25,000
.
Deductible: $2,500
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Auto Option 2: $2,179
Bodily Injury Liability: $100,000/$300,000
.
Property Damage Liability: $100,000
.
Uninsured Motorist Bodily Injury: $100,000/$300,000
.
Uninsured Motorist Property Damage: $100,000
.
Comprehensive Deductible: $500
.
Collision Deductible: $500
.
Rental Car Expense: $40 a day up to $1,200
.
Towing: $75
.
Honda Liability Only
★★★★★
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