Kiernan Quote Comparison

Platinum Prestige Package
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Home Option 1
Dwelling: $880,000
Guaranteed Replacement Cost Plus on Dwelling

Other Structures: $88,000

Personal Property: $440,000

Loss of Use: Actual Loss Sustained

Personal Liability: $500,000

Siding/ Roofing Restoration: $20,000

Sinkhole: Included

Water and Sewer Backup: $25,000

Service Line: $20,000

Home Cyber Coverage: $25,000

Itemized Jewelry: $32,500

Deductible: $1,500

Annual Premium: $2,273
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Option 1: Platinum Package
Vehicles insured:
2019 Volkswagon Atlas

Liability/Property Damage Combined Single Limit: $500,000



Uninsured/ Underinsured Motorist Combined Single Limit Liability: $500,000



Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/full glass

Rental Reimbursement: $50/$1,500

Roadside Assistance: Included

Platinum Auto Advantage:
*Second Chance Accident
Forgiveness
*Deductible Dividends
*New Car Replacement
*Newer Car Replacement

Annual Paid in Full $1,062
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Umbrella Option 1
$1 Million Excess Liability

$1 Million Uninsured Motorist
Liability
Annual premium $300
vs.
Platinum Prestige Package
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Home Option 2
Dwelling: $880,000
Guaranteed Replacement Cost Plus on Dwelling

Other Structures: $88,000

Personal Property: $352,000

Loss of Use: Actual Loss Sustained

Personal Liability: $500,000

Siding/ Roofing Restoration: $20,000

Sinkhole: Included

Water and Sewer Backup: $25,000

Service Line: $20,000

Home Cyber Coverage: Not Included

Itemized Jewelry: $32,500

Deductible: $2,500

Annual Premium: $2,079
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Option 2: Platinum Package
Vehicles insured:
2019 Volkswagon Atlas

Liability: $250,000 per person /$500,000 per accident
Property Damage- $250,000


Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident; Uninsured Property: $100,000


Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/full glass

Rental Reimbursement: $50/$1,500

Roadside Assistance: Included

*Second Chance Accident
Forgiveness: Included

*Deductible Dividends:
Included


Annual Paid in Full $1,068
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Umbrella Option 2
$1 Million Excess Liability


Annual premium $205
vs.
Platinum Premium Package
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Home Option 3
Dwelling: $880,000
Extended Replacement Cost @ 150%

Other Structures: $88,000

Personal Property: $352,000

Loss of Use: $440,000

Personal Liability: $500,000

Siding/ Roofing Restoration: $10,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $10,000

Home Cyber Coverage: Not Included

Itemized Jewelry: $32,500

Deductible: $2,500
Wind/Hail: $5,000
Annual Premium: $1,610
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Option 1: Platinum Package
Vehicles insured:
2019 Volkswagon Atlas

Liability: $250,000 per person /$500,000 per accident
Property Damage- $250,000


Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident; Uninsured Property: $100,000


Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/full glass

Rental Reimbursement: $50/$1,500

Roadside Assistance: Included

*Second Chance Accident
Forgiveness: Not Included

*Deductible Dividends: Not
Included


Annual Paid in Full $1,012
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★★★★★
Mix and match any options to create your own bundle!
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