Lamunyon Quote Comparison

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Home Insurance Option 1
Open Peril HO5 Form
Dwelling: $900,000
RC Type -Guaranteed Replacement Cost

Other Structures: $90,000

Personal Property: $675,000

Loss of Use: Actual Loss Sustained; No Time Limit

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $25,000

Service Line: $20,000

Deductible: $2,500
Annual Premium: $2,079
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Auto Insurance Option 1
Vehicles Insured:
2015 RAM 3500
2007 Chevy Tahoe
2000 Honda Accord (liability only)
2021 ADV Golf Cart- Insured Under Home
2018 Momentum Recreational Trailer

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Coverage
Monthly Premium: $198 (Pay in Full: $1,937/year)
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Umbrella Option 1:
Liability Limit: $2 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $622
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Home Insurance Option 2
Open Peril HO5 Form
Dwelling: $900,000
RC Type -Guaranteed Replacement Cost

Other Structures: $90,000

Personal Property: $675,000

Loss of Use: $270,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $10,000

Deductible: $5,000
Annual Premium: $1,711
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Auto Insurance Option 2
Vehicles Insured:
2015 RAM 3500
2007 Chevy Tahoe
2000 Honda Accord (liability only)
2021 ADV Golf Cart- Insured Under Home
2018 Momentum Recreational Trailer

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Coverage
Monthly Premium: $192 (Pay in Full: $1,879/year)
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Umbrella Option 2:
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $366
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Home Insurance Option 3
Open Peril HO5 Form
Dwelling: $900,000
RC Type -Extended Replacement Cost: 125%

Other Structures: $90,000

Personal Property: $675,000

Loss of Use: $270,000

Personal Liability: $500,000

Sinkhole: None

Water and Sewer Backup: None

Service Line: None

Deductible: $5,000
Annual Premium: $1,311
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Auto Insurance Option 3
Vehicles Insured:
2015 RAM 3500
2007 Chevy Tahoe (liability only)
2000 Honda Accord (liability only)
2021 ADV Golf Cart - Insured Under Home
2018 Momentum Recreational Trailer

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included

NO OEM Parts Coverage
Monthly Premium: $156 (Pay in Full: $1,507/year)
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★★★★★
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