Malcolm Quote Comparison

Home Insurance Option 1

Dwelling: $1,200,000
RC Type -Guaranteed Replacement Cost

Other Structures: $110,000

Personal Property: $530,000

Loss of Use: $290,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $20,000

Service Line: $20,000

Deductible: $1,000

Annual Premium: $1,998

Auto Insurance Option 1

Vehicles Insured:
15 Honda

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included

Monthly Premium: $112 (Pay in Full: $1,085/year)

Umbrella Option 1:

Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability

Annual Premium: $190

Flood Insurance Option 1:

Building: $250,000

Contents: $100,000

Deductible: $5,000

Annual Premium: $543

vs.

Home Insurance Option 2

Dwelling: $1,200,000
RC Type -Guaranteed Replacement Cost

Other Structures: $110,000

Personal Property: $530,000

Loss of Use: $290,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $20,000

Service Line: $20,000

Deductible: $2,500

Annual Premium: $1,884

Auto Insurance Option 2

Vehicles Insured:
15 Honda

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included

Monthly Premium: $104 (Pay in Full: $1,005/year)

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Home Insurance Option 3

Dwelling: $1,200,000
RC Type -Guaranteed Replacement Cost

Other Structures: $110,000

Personal Property: $530,000

Loss of Use: $290,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: None

Deductible: $2,500

Annual Premium: $1,413

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