McKnight Quote Comparison

Premium Package

Home Insurance Option 1

Open Peril HO5
Dwelling: $680,000
RC Type -Guaranteed Replacement Cost

Other Structures: $68,000

Personal Property: $510,000

Loss of Use: $340,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $20,000

Cyber Liability: Included

Deductible: $2,500

Annual Premium: $4,509

Auto Insurance Option 1

Vehicle Insured:
2020 Hyundai Palisade
2016 Hyundai Sonata
2011 Ford F250

Liability: $250,000 Per Person $500,000 Per Incident

Property Damage: $250.000

Uninsured/ Underinsured Liability: $250,000 Per Person $500,000 Per Incident

Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1,000

Comprehensive Deductible: $1,000/Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

Platinum Auto Essential: Included

Platinum Auto Advantage: Included

Pay in Full: $1,879/year or ($194.75 Monthly)

Umbrella Option 1:

Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability

Annual Premium: $285

vs.

Premium Package

Home Insurance Option 2

Annual Premium: $3,809

Auto Insurance Option 2

Pay in Full: $1,758/year or ($182.25 monthly)

vs.

Plus Package

Home Insurance Option 3

Open Peril HO5
Dwelling: $680,000
RC Type -Guaranteed Replacement Cost

Other Structures: $68,000

Personal Property: $510,000

Loss of Use: $204,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $5,000

Service Line: $10,000

Cyber Liability: Not Included

Deductible: $5,000

Annual Premium: $3,674

Auto Insurance Option 3

Vehicle Insured:
2020 Hyundai Palisade
2016 Hyundai Sonata
2011 Ford F250

Liability: $100,000 Per Person $300,000 Per Incident

Property Damage: $100.000

Uninsured/ Underinsured Liability: $100,000 Per Person $300,000 Per Incident

Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1,000

Comprehensive Deductible: $1,000/Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

Platinum Auto Essential: Included

Platinum Auto Advantage: Not Included

Pay in Full: $1,595/year or ($165.25 monthly)

★★★★★

Mix and match any options to create your own bundle!

Please note – you can mix and match the options to create your own bundle. Home and auto are bundled for discount purposes- everything else is optional to add.

The TeenSmart Discount is an online course Bailey takes which provides a great discount at the time of issuance. She has 30 days to complete the course online. I also applied a Good Student Discount for B average or better. If she makes honor roll or better, we can update that discount.

Pay in Full option on auto is available for cash, bank, and credit card payments for no additional processing fee and offers a great savings each year. I highly encourage all clients to take advantage of that.

Twila Grau

(615) 866-2728 Twila@rprinsurance.com

Hello! I am Twila and thank you for choosing RPR. Aside from being an avid Vikings’ fan and dog rescue extraordinaire…helping people with their insurance needs has been a passion of mine for over 24 years. I have put together a quote comparison chart listing different options. Let's review the benefits of each and then select the coverage that best fits you. I am looking forward to putting my experience to work for you!