McKnight Quote Comparison

Premium Package
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Home Insurance Option 1
Open Peril HO5
Dwelling: $680,000
RC Type -Guaranteed Replacement Cost

Other Structures: $68,000

Personal Property: $510,000

Loss of Use: $340,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $20,000

Cyber Liability: Included

Deductible: $2,500
Annual Premium: $4,509
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Auto Insurance Option 1
Vehicle Insured:
2020 Hyundai Palisade
2016 Hyundai Sonata
2011 Ford F250

Liability: $250,000 Per Person $500,000 Per Incident

Property Damage: $250.000

Uninsured/ Underinsured Liability: $250,000 Per Person $500,000 Per Incident

Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1,000

Comprehensive Deductible: $1,000/Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

Platinum Auto Essential: Included

Platinum Auto Advantage: Included

Pay in Full: $1,879/year or ($194.75 Monthly)
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Umbrella Option 1:
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $285
vs.
Premium Package
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Home Insurance Option 2
Open Peril HO5
Dwelling: $680,000
RC Type -Guaranteed Replacement Cost

Other Structures: $68,000

Personal Property: $510,000

Loss of Use: $340,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $20,000

Cyber Liability: Included

Deductible: $5,000
Annual Premium: $3,809
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Auto Insurance Option 2
Vehicle Insured:
2020 Hyundai Palisade
2016 Hyundai Sonata
2011 Ford F250

Liability: $250,000 Per Person $500,000 Per Incident

Property Damage: $250.000

Uninsured/ Underinsured Liability: $250,000 Per Person $500,000 Per Incident

Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1,000

Comprehensive Deductible: $1,000/Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

Platinum Auto Essential: Included

Platinum Auto Advantage: Not Included

Pay in Full: $1,758/year or ($182.25 monthly)
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vs.
Plus Package
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Home Insurance Option 3
Open Peril HO5
Dwelling: $680,000
RC Type -Guaranteed Replacement Cost

Other Structures: $68,000

Personal Property: $510,000

Loss of Use: $204,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $5,000

Service Line: $10,000

Cyber Liability: Not Included

Deductible: $5,000
Annual Premium: $3,674
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Auto Insurance Option 3
Vehicle Insured:
2020 Hyundai Palisade
2016 Hyundai Sonata
2011 Ford F250

Liability: $100,000 Per Person $300,000 Per Incident

Property Damage: $100.000

Uninsured/ Underinsured Liability: $100,000 Per Person $300,000 Per Incident

Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1,000

Comprehensive Deductible: $1,000/Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

Platinum Auto Essential: Included

Platinum Auto Advantage: Not Included

Pay in Full: $1,595/year or ($165.25 monthly)
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★★★★★
Mix and match any options to create your own bundle!
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