Melson Quote Comparison

Prestige Package

Home Insurance Option 1

Open Peril HO5
Dwelling: $800,000
RC Type -Guaranteed Replacement Cost Plus

Other Structures: $80,000

Personal Property: $400,000

Loss of Use: Actual Loss Sustained

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $25,000

Service Line: $20,000

Cyber Liability: Included

*Includes Prestige Trim Package

Deductible: $2,500

Annual Premium: $2,742

Auto Insurance Option 1

Vehicle Insured:
2019 Honda Pilot
2009 Acura RDX

Liability: $250,000 Per Person $500,000 Per Incident

Property Damage: $250.000

Uninsured/ Underinsured Liability: $250,000 Per Person $500,000 Per Incident

Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Comprehensive Deductible: $500/Full Glass

Collision Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included

Prestige Trim Package: Included
*Global rental/Lifetime OEM parts/Travel Companion and more.

Pay in Full Discount: $1,583/year (Monthly $161.58)

Umbrella Option 1:

Liability Limit: $2 Million

Protects Assets and Income from Claims of Liability

Annual Premium: $476

vs.

Prestige Package

Home Insurance Option 2

Open Peril HO5
Dwelling: $800,000
RC Type -Guaranteed Replacement Cost Plus

Other Structures: $80,000

Personal Property: $400,000

Loss of Use: Actual Loss Sustained

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $25,000

Service Line: $20,000

Cyber Liability: Not Included

*Includes Prestige Trim Package

Deductible: $5,000

Annual Premium: $2,361

Auto Insurance Option 2

Vehicle Insured:
2019 Honda Pilot
2009 Acura RDX

Liability: $250,000 Per Person $500,000 Per Incident

Property Damage: $250.000

Uninsured/ Underinsured Liability: $250,000 Per Person $500,000 Per Incident

Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Comprehensive Deductible: $500/Full Glass

Collision Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included

Advantage Trim Package: Included
*Second Chance Accident Forgiveness/Deductible Dividends and more.

Pay in Full Discount: $1,414/year (Monthly $146.67)

Umbrella Option 1:

Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability

Annual Premium: $238

vs.

Premium Package

Home Insurance Option 3

Open Peril HO5
Dwelling: $800,000
RC Type -Guaranteed Replacement Cost

Other Structures: $80,000

Personal Property: $600,000

Loss of Use: $400,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $20,000

Cyber Liability: Not Included

*Includes Premium Trim Package

Deductible: $5,000

Annual Premium: $2,261

Auto Insurance Option 3

Vehicle Insured:
2019 Honda Pilot
2009 Acura RDX

Liability: $250,000 Per Person $500,000 Per Incident

Property Damage: $250.000

Uninsured/ Underinsured Liability: $250,000 Per Person $500,000 Per Incident

Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Comprehensive Deductible: $500/Full Glass

Collision Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included

Essential Trim Package: Included
*Mechanical Parts Replacement/Ultimate Rental and more

Pay in Full Discount: $1,317/year (Monthly $136.25)

★★★★★

Mix and match any options to create your own bundle!

Please note – you can mix and match the options to create your own bundle. Home and auto are bundled for discount purposes- everything else is optional to add.

The TeenSmart Discount is an online course Bailey takes which provides a great discount at the time of issuance. She has 30 days to complete the course online. I also applied a Good Student Discount for B average or better. If she makes honor roll or better, we can update that discount.

Pay in Full option on auto is available for cash, bank, and credit card payments for no additional processing fee and offers a great savings each year. I highly encourage all clients to take advantage of that.

Twila Grau

(615) 866-2728 Twila@rprinsurance.com

Hello! I am Twila and thank you for choosing RPR. Aside from being an avid Vikings’ fan and dog rescue extraordinaire…helping people with their insurance needs has been a passion of mine for over 24 years. I have put together a quote comparison chart listing different options. Let's review the benefits of each and then select the coverage that best fits you. I am looking forward to putting my experience to work for you!