Ray Quote Comparison

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Home Insurance Option 1
Dwelling: $825,000
RC Type -Guaranteed Replacement Cost

Other Structures: $82,500

Personal Property: $618,750

Loss of Use: $247,500

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $20,000

Deductible: $1,000
Annual Premium: $1,723
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Auto Insurance Option 1
Vehicles Insured:
2019 Ram 1500
2017 Jeep Cherokee

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $135 (Pay in Full: $1,288/year)
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Umbrella Option 1:
Liability Limit: $2 Million

Protects Assets and Income from Claims of Liability

Highly recommend you increase auto limits to option 1 or 2 and add an Umbrella to protect your assets and income with the home purchase being just under $1million
Annual Premium: $404
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Flood Insurance Option 1:
Building: $250,000

Contents: $100,000

Deductible: $5,000
Annual Premium: $401
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Home Insurance Option 2
Dwelling: $825,000
RC Type -Guaranteed Replacement Cost

Other Structures: $82,500

Personal Property: $618,750

Loss of Use: $247,500

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $20,000

Deductible: $2,500
Annual Premium: $1,610
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Auto Insurance Option 2
Vehicles Insured:
2019 Ram 1500
2017 Jeep Cherokee

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $127 (Pay in Full: $1,216/year)
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Umbrella Option 2:
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability

Highly recommend you increase auto limits to option 1 or 2 and add an Umbrella to protect your assets and income with the home purchase being just under $1million
Annual Premium: $238
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Home Insurance Option 3
Dwelling: $825,000
RC Type -Guaranteed Replacement Cost

Other Structures: $82,500

Personal Property: $618,750

Loss of Use: $247,500

Personal Liability: $500,000

Sinkhole: None

Water and Sewer Backup: $5,000

Service Line: $10,000

Deductible: $2,500
Annual Premium: $1,207
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Auto Insurance Option 3
Vehicles Insured:
2019 Ram 1500
2017 Jeep Cherokee

Liability: $100,000 per person /$300,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $100,000 per person /$300,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $118 (Pay in Full: $1,134/year)
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★★★★★
Mix and match any options to create your own bundle!
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