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Schoenfield Comparison

The Hanover Insurance Group
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Home Insurance Option 1
Dwelling: $386,000
RC Type - Guaranteed Replacement Cost

Other Structures: $115,800

Personal Property: $289,500
Contract Type - Open Peril

Loss of Use: $115,800

Personal Liability: $500,000

Water & Sewer Back Up: $10,000

Sinkhole: Included up to dwelling limit

Deductible: $1,000
Annual Premium: $1,196
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Auto Insurance Option 1
Vehicles Quoted
16 Kia Forte
11 Hyundai Sonata

Bodily Injury Liability: $250,000/$500,000
.
Property Damage Liability: $100,000
.
Uninsured Motorist Bodily Injury: $250,000/$500,000
.
Uninsured Motorist Property Damage Liability: $100,000
.
Medical Payments: $5,000
.
Comprehensive Deductible: $250/$500
.
Collision Deductible: $250/$500
.
Rental Car: $40/day up to $1,200
.
Towing/Roadside Included
.
Pay in Full: $1,640
Annual Premium: $1,640 PIF ($145/mo)
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Umbrella Insurance Option
Liability: $1 Million
.
Protects your assets, income, and family against claims of liability
Annual Premium: $230 ($19/mo)
vs.
The Hanover Insurance Group
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Home Insurance Option 2
Dwelling: $386,000
RC Type - Extended Replacement Cost: 120%

Other Structures: $58,800

Personal Property: $220,500
Contract Type - Open Peril

Loss of Use: $115,000

Personal Liability: $500,000

Water & Sewer Back Up: None

Sinkhole: Included up to dwelling limit

Deductible: $1,000/$3860
Annual Premium: $903
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Auto Insurance Option 2
Vehicles Quoted
16 Kia Forte
11 Hyundai Sonata

Bodily Injury Liability: $250,000/$500,000
.
Property Damage Liability: $100,000
.
Uninsured Motorist Bodily Injury: $250,000/$500,000
.
Uninsured Motorist Property Damage Liability: $100,000
.
Medical Payments: $5,000
.
Comprehensive Deductible: $500
.
Collision Deductible: $500
.
Rental Car: $40/day up to $1,200
.
Towing/Roadside Included
.
Pay in Full: $1,598
Annual Premium: $1,598 PIF ($135/mo)
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Annual Premium: $230 ($19/mo)
★★★★★
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