Smith Quote Comparison

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Home Insurance Option 1
Elite Package
Open Peril HO5 Form
Dwelling: $504,000
RC Type -Guaranteed Replacement Cost

Blanket Personal Property and Other Structures Limit: $504,000

Loss of Use: Actual Loss Sustained; Unlimited

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $10,000

Deductible: $1,000
Annual Premium: $1,108
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Auto Insurance Option 1
Vehicles Insured:
2020 Mercedes Benz GLC300

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Coverage: Included
Monthly Premium: $122
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Umbrella Option 1:
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $165
vs.
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Home Insurance Option 2
Elite Package
Open Peril HO5 Form
Dwelling: $504,000
RC Type -Guaranteed Replacement Cost

Blanket Personal Property and Other Structures Limit: $504,000

Loss of Use: Actual Loss Sustained; Unlimited

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $10,000

Deductible: $2,500
Annual Premium: $970
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Auto Insurance Option 2
Vehicles Insured:
2020 Mercedes Benz GLC300

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Coverage: Included
Monthly Premium: $111
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Home Insurance Option 3
Deluxe Package
Open Peril HO5 Form
Dwelling: $504,000
RC Type -Guaranteed Replacement Cost

Blanket Personal Property and Other Structures Limit: $504,000

Loss of Use: $352,000

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: None

Deductible: $2,500
Annual Premium: $808
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Auto Insurance Option 3
Vehicles Insured:
2020 Mercedes Benz GLC300

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Coverage: NONE
Monthly Premium: $103
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★★★★★
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