Spach Quote Comparison

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Home Insurance Option 1
Dwelling: $1,350,000
RC Type -Guaranteed Replacement Cost

Other Structures: $135,000

Personal Property: $675,000

Loss of Use: Actual Loss Sustained

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $25,000

Service Line: $20,000

Deductible: $2,500
Annual Premium: $2,371
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Auto Insurance Option 1
Vehicles Insured:
2020 GMC Sierra
2016 Volvo XC90

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $134 (Pay in Full: $1,525/year)
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Umbrella Option 1:
Liability Limit: $4 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $618
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Flood Insurance Option 1:
Building: $250,000

Contents: $100,000

Deductible: $5,000
Annual Premium: $401
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Home Insurance Option 2
Dwelling: $1,350,000
RC Type -Guaranteed Replacement Cost

Other Structures: $135,000

Personal Property: $675,000

Loss of Use: Actual Loss Sustained

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $25,000

Service Line: $20,000

Deductible: $5,000
Annual Premium: $2,080
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Auto Insurance Option 2
Vehicles Insured:
2020 GMC Sierra
2016 Volvo XC90

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $123 (Pay in Full: $1,398/year)
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Umbrella Option 2:
Liability Limit: $3 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $523
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Home Insurance Option 3
Dwelling: $1,350,000
RC Type -Guaranteed Replacement Cost

Other Structures: $135,000

Personal Property: $675,000

Loss of Use: Actual Loss Sustained

Personal Liability: $500,000

Sinkhole: None

Water and Sewer Backup: $25,000

Service Line: $20,000

Deductible: $5,000 All Other Perils/ 1% Wind and Hail
Annual Premium: $1,538
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Auto Insurance Option 3
Vehicles Insured:
2020 GMC Sierra
2016 Volvo XC90

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $2,500 w/ Full Glass

Roadside Assistance: Included

Rental Reimbursement: Included
Monthly Premium: $108 (Pay in Full: $1,223/year)
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Umbrella Option 3:
Liability Limit: $2 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $404
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★★★★★
Mix and match any options to create your own bundle!
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