Spengler Quote Comparison

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Home Option 1
Dwelling: $389,400
RC Type - Guaranteed Home Replacement

Other Structures: $38,940

Personal Property: $272,580

Additional Living Expense: $77,880

Personal Liability: $500,000

Water and Sewer Backup: $25,000

Homeowners Plus: Included

Home Cyber Liability: Included

Identity Theft: Included

Sinkhole: Included

Service Line: $15,000

Deductible: $1,500


Annual Premium: $1,880
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Auto Insurance Option 1
Vehicles Insured:
2013 Kia Soul
2006 Honda Element

Combined Single Limit Liability: $500,000 per accident


Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Uninsured Property Damage: $250,000

Medical Payments: $5,000 per person

Collision Deductible: $500 (Kia only)

Comprehensive Deductible: $500 w/ full glass (Kia only)

Roadside Assistance: Included

Additional Expense: $50 per day/$1,500 per occurrence

Personal Auto Plus: Included
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Annual Paid in full $763
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Umbrella Option 1
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability

*Umbrella can only be bundled with underlying limits of 250/500
Annual Premium: $264
vs.
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Home Option 2
Dwelling: $389,400
RC Type - Guaranteed Home Replacement

Other Structures: $38,940

Personal Property: $194,700

Additional Living Expense: $77,880

Personal Liability: $500,000

Water and Sewer Backup: $15,000

Homeowners Plus: Included

Home Cyber Liability: Not Included

Identity Theft: Not Included

Sinkhole: Included

Service Line: $15,000

Deductible: $2,500


Annual Premium: $1,536
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Auto Insurance Option 2
Vehicles Insured:
2013 Kia Soul
2006 Honda Element

Liability: $250,000 per person /$500,000 per accident
Property Damage- $250,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Uninsured Property Damage: $250,000

Medical Payments: $5,000 per person

Collision Deductible: $500 (Kia only)

Comprehensive Deductible: $500 w/ full glass (Kia only)

Roadside Assistance: Included

Additional Expense: $50 per day/$1,500 per occurrence

Personal Auto Plus: Not Included
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Annual Paid in Full: $700
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vs.
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Home Option 3
Dwelling: $389,400
RC Type - Increased Cost Endorsement @ 125%

Other Structures: $38,940

Personal Property: $194,700

Additional Living Expense: $77,880

Personal Liability: $500,000

Water and Sewer Backup: $10,000

Homeowners Plus: Included

Home Cyber Liability: Not Included

Identity Theft: Not Included

Sinkhole: Included

Service Line: Not Included

Deductible: $2,500
Wind/Hail: $5,000

Annual Premium: $1,267
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Auto Insurance Option 3
Vehicles Insured:
2013 Kia Soul
2006 Honda Element

Liability: $100,000 per person /$300,000 per accident
Property Damage- $100,000

Uninsured/ Underinsured Motorist Liability: $100,000 per person /$300,000 per accident
Uninsured Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500 (Kia only)

Comprehensive Deductible: $500 w/ full glass (Kia only)

Roadside Assistance: Included

Additional Expense: $50 per day/$1,500 per occurrence

Personal Auto Plus: Not Included
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Annual Paid in Full: $655
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★★★★★
Mix and match any options to create your own bundle!
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