Terry Quote Comparison

Platinum Select
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Home Insurance Option 1
Open Peril HO5 Form
Dwelling: $399,000
RC Type -Guaranteed Replacement Cost

Other Structures: $39,900

Personal Property: $299,250

Loss of Use: $199,500

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $20,000

Home Cyber: $25,000

Deductible: $1,000
Annual Premium: $1,007
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Auto Insurance Option 1
Vehicles Insured:
2021 Mazda CX-5
2014 Toyota Camry

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500/Full Glass

Platinum Auto Advantage: Included

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Coverage (for 2021 Mazda)
Monthly Premium: $184.17 (Pay in Full: $1,771)
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Umbrella Option 1:
Liability Limit: $1 Million

Uninsured Motorist: 1 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $423
vs.
Platinum Select
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Home Insurance Option 2
Open Peril HO5 Form
Dwelling: $399,000
RC Type -Guaranteed Replacement Cost

Other Structures: $39,900

Personal Property: $299,250

Loss of Use: $199,500

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $20,000

Home Cyber: Not Included

Deductible: $2,500
Annual Premium: $929
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Auto Insurance Option 2
Vehicles Insured:
2021 Mazda CX-5
2014 Toyota Camry

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500/Full Glass

Platinum Auto Essential: Included

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Coverage (for 2021 Mazda)
Monthly Premium: $171.42 (Pay in Full: $1,651
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Umbrella Option 2:
Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability
Annual Premium: $238
vs.
Platinum Plus
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Home Insurance Option 3
Open Peril HO5 Form
Dwelling: $399,000
RC Type -Guaranteed Replacement Cost

Other Structures: $39,900

Personal Property: $299,250

Loss of Use: $199,500

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Service Line: $10,000

Home Cyber: Not Included

Deductible: $2,500
Annual Premium: $851
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Auto Insurance Option 3
Vehicles Insured:
2021 Mazda CX-5
2014 Toyota Camry

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1,000

Comprehensive Deductible: $1,000/Full Glass

Platinum Auto Essential: Included

Roadside Assistance: Included

Rental Reimbursement: Included

OEM Parts Coverage: Not Included
Monthly Premium: $156 (Pay in Full: $1,507/year)
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★★★★★
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