Torneo/Muljat Quote Comparison

Home Insurance Option 1

Elite Package
Dwelling: $1,130,000
RC Type -Guaranteed Replacement Cost

Other Structures: $113,000

Personal Property: $1,017,000

Loss of Use: Actual Loss Sustained; No Time Limit

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Deductible: $5,000

Annual Premium: $4,802

Auto Insurance Option 1

Vehicles Insured:
Chrysler 300
Ram 1500
GMC Yukon

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included

Monthly Premium: $234

Umbrella Option 1:

Liability Limit: $1 Million

Protects Assets and Income from Claims of Liability

Annual Premium: $432

Motorcycle Insurance:

Motorcycle:
2013 Harley Davidson

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $500

Comprehensive Deductible: $500

Roadside Assistance: Included

Rental Reimbursement: Included

Annual Premium: $329

vs.

Home Insurance Option 2

Deluxe Package
Dwelling: $1,130,000
RC Type -Guaranteed Replacement Cost

Other Structures: $113,000

Personal Property: $1,017,000

Loss of Use: $847,000; No Time Limit

Personal Liability: $500,000

Sinkhole: Included

Water and Sewer Backup: $10,000

Deductible: $5,000

Annual Premium: $4,100

Auto Insurance Option 2

Vehicles Insured:
Chrysler 300
Ram 1500
GMC Yukon

Liability: $250,000 per person /$500,000 per accident
Property Damage - $100,000

Uninsured/ Underinsured Motorist Liability: $250,000 per person /$500,000 per accident
Property Damage: $100,000

Medical Payments: $5,000 per person

Collision Deductible: $1000

Comprehensive Deductible: $1000

Roadside Assistance: Included

Rental Reimbursement: Included

Monthly Premium: $217

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Home Insurance Option 3

Annual Premium: $3,749

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★★★★★

Mix and match any options to create your own bundle!

Please review the link below to compare elite vs deluxe coverage.

Encompass Coverage Comparison

Encompass vs. State Farm:

Encompass is Guaranteed Replacement Cost with No Cap. State Farm only offers Extended Replacement that pays up to 20% additional IF your replacement cost was calculated correctly in your quote, which is they are insuring it for your purchase price is not done correctly, as the actual cost to rebuild is upwards of $1mil. Your replacement cost on the home is higher than state farm is giving you coverage for out of the gate, so will not have enough money to rebuild the home if you were to suffer a loss.

Encompass is Open Peril coverage , State Farm is Named Peril coverage. For this property you want open peril.

We are also saving you 50% on your auto insurance with better coverage. I highly encourage you guys to get an umbrella with the number of exposures on your policies and purchasing this home in cash.

Taylor Webb

(615) 866-2728 taylor@rprinsurance.com

Hey there, I'm Taylor! I am a dog obsessed, Georgia Bulldog loving, carbohydrate enthusiast. I have a passion for helping people and am excited to be working with you. This quote comparison is designed to outline the options I have built out for you in an easy to follow format. Everything is customizable, so let me know what questions or adjustments you may have!